Medicare Advantage Plans
Covered California Navigation Services - Get the Coverage You Need
Our Covered California Navigation Services are designed to provide you with expert guidance and support as you navigate the process of finding and enrolling in a health insurance plan that fits your unique needs and budget. Our experienced professionals are dedicated to helping you understand your options and make informed decisions about your healthcare coverage.
You can enjoy various benefits, including:
✓ Access to comprehensive healthcare coverage
✓ Financial assistance
✓ Free enrollment assistance and more!
We are committed to providing you with the information and resources you need to make informed decisions about your healthcare.
What is Affordable Care Act (ACA)?
The Affordable Care Act (ACA), also known as Obamacare, is a federal law designed to make health insurance more accessible and affordable for individuals and families. The law offers a range of protections and benefits, including provisions that prevent insurers from denying coverage to individuals with pre-existing conditions, allow young adults to remain on their parents’ insurance until age 26, and provide subsidies to help low-income households afford coverage. The ACA also established Health Insurance Marketplaces where individuals and small businesses can compare and purchase health insurance plans.
Contact us to learn more about how the ACA may impact your healthcare coverage options.
What is PPO Plan?
A PPO plan, or Preferred Provider Organization plan, is a type of health insurance plan that offers a network of preferred providers at discounted rates to its members. Unlike HMO plans, PPO plans typically allow members to see out-of-network providers, though at a higher cost. PPO plans offer greater flexibility and choice in healthcare providers but may come with higher premiums and out-of-pocket costs. Members of a PPO plan may not need a referral to see a specialist, but they may need to meet a deductible before their insurance coverage begins.
Contact us to learn more about PPO plans and how they may meet your healthcare needs.
What is HMO Plan?
An HMO plan, or Health Maintenance Organization plan, is a type of health insurance plan that offers a network of healthcare providers to its members. Under an HMO plan, members are typically required to select a primary care physician who manages their healthcare and provides referrals to specialists within the HMO network. HMO plans generally have lower premiums and out-of-pocket costs than other types of health insurance plans, but members have less flexibility in choosing healthcare providers outside of the network. In most cases, HMO plans do not cover out-of-network providers or services, except in cases of emergency.
Contact us to learn if HMO plan fits for you!
Discover the Benefits of Covered California with an Experienced Healthcare Insurance Navigator at Dominguez Insurance Services.
Contact us today to schedule a free consultation and experience unmatched expertise and support in the Healthcare Insurance industry.
Give us a call at (916) 761-4316 or submit a request online.
We look forward to helping you achieve peace of mind with expert healthcare coverage advice!